Holiday Budget & Gift Tracker
Your holiday number
Start with what you can pay off by January 31, not what you spent last year.
Then split it: gifts, food, travel, everything else.
5
Give generously. Start January debt-free.
Enjoy the holidays without the January credit card shock.
$12
Buy nowOne planner for every holiday cost: gifts, food, travel, decorations and the things you always forget.
Set one total, split it across categories, and see exactly where you stand every time you buy something.
Holiday Budget & Gift Tracker
Start with what you can pay off by January 31, not what you spent last year.
Then split it: gifts, food, travel, everything else.
5Holiday Budget & Gift Tracker
Person, idea, budget, actual, bought. One line each. The 'actual' column is where the magic happens.
9
Goes well with it
A month-by-month plan to clear your debt.

I'm not a financial advisor. I'm someone who got tired of feeling sick every time I checked my bank app, and built a system that worked for me.
My planners are simple on purpose: if it takes more than ten minutes a week, you won't keep doing it.
See everything from SofiaRight after you pay, you'll see a download button and get an email with your link. It works on phone, tablet and computer.
Yes. Print a fresh copy every year. It's yours to keep.
Email me within 30 days and I'll refund you in full. No forms, no questions.

Holiday Budget & Gift Tracker, Printable PDF, 16 pages.